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Business plan checklist

If you want to draw up an informative business plan by yourself, you need to gather a wealth of information. Investors and banks want to know exactly what they are investing in, and what the financial prospects of the business are.

Our business plan checklist provides all founders with indispensable aid for correctly and completely creating a business plan. Our checklist is just as long as is necessary. It provides, concisely and competently, all the questions you need to ask for the launch of your start-up.

Business plan template

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    The financial plan is at the heart of the business plan, and is the most interesting thing for every investor.

    As we devote ourselves to financial planning in particular, we provide you with a template together with an example of a standard financial plan. This template is a very simplified version of our overall model, which we use for individual business plans.

    You can also use this template to create your own financial plan.

    Cost of an employee

    Have you already considered how much an employee actually costs? Is it more cost-efficient to hire an external employee for CHF 80 per hour, or to hire someone for a permanent position? How are fixed costs distributed among the individual employees? So many questions.

    A detailed explanation of the full cost of an employee can be found here.

    The Excel calculation file in which you can insert your own numbers can be downloaded to the left.

    Depreciation calculator

    With our depreciation calculator, you can plan one or more investments in advance (CapEx – Capital expenditure) in order to estimate and optimise the tax consequences. There are straight-line and declining balance methods available.

    Maximum depreciation rates permitted by tax law have already been set for each asset type. The yellow fields are data inputs – in the drop-down menu, the asset type can be selected.

    VAT: comparison of balance method and net method

    Swiss companies use two billing methods of VAT assessment: the effective method and the balance method.  The communal flat tax rate is not considered here. The choice of method plays an important role, especially in terms of tax burden optimization. It is therefore advisable to conduct an analysis and choose the optimal taxation method before the start of business operations. This should be undertaken without losing sight of the higher administrative expenditure of the effective method. Over the course of time, the business model can be subject to structural changes, which is why a regular check of the billing method is advisable.

    With our Excel-template you can simply and easily perform the comparison of the tax burden for your business.

    If you have any questions or comments, please do not hesitate to contact our accounting department at info@abrechnungen.ch

    You can find more information about VAT reporting under the following link (in German):

    https://www.abrechnungen.ch/2016/07/29/mehrwertsteuerabrechnung-nettomethode-vs-saldomethode/